Alpha Financial & Business Consulting

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Key Financial Ratios in Business
You may be asking yourself what is the importance of Financial Ratios? If you want to be a successful...
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Should I get a mortgage or do I continue to rent?
The answer to this question really comes down to your life’s goals. Getting a mortgage can be expensive...
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Debt Service Coverage Ratio
Are you in the process of requesting a loan from a financial institution in Barbados? If you are then...
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Requirements for a Vehicle Loan
So you have decided to approach a bank in Barbados for a vehicle loan. Most banks will ask for the same...
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The Financial Habits Of Mentally Strong People That You Can (And Should) Adopt Now
People need to be mentally stronger and more resolute to hit goals, especially their wealth goals. There...
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Establishing a New Business - The Importance of Opening a Bank Account.
Have you made the decision to start a new business? From a bankers point of view one of the most important...
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My Personal Experience Completing ACCA - F5 Performance Management
I recently had the privilege of completing this paper along with #F6 – Taxation in December 2018....
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Why ACCA?
With so much options out there for qualifications why choose ACCA? Why is ACCA better than other Professional...
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Legal Fees In Barbados
The process of purchasing property in Barbados is similar to the UK because the island’s laws are...
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Can You Study & Work Full Time?
Whenever someone says they are studying and working full time you usually sometimes hear people say “How...
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Building a Personal Budget
Before I begin to detail ways to build a budget I will first like to touch on the reasons you should...
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Real Estate Fees in Barbados in 2020
There is no restrictions on the purchase of property in Barbados by persons who are not citizens or permanent...
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Non-Resident Mortgages in Barbados
So you have traveled to the beautiful island of Barbados and because you love it here so much you have...
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Guidelines for the 12 Month Barbados Welcome Stamp
There has been a lot of talk recently regarding the new 12 month remote living permit available in Barbados....
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Smart Ways to Use Home Equity Financing
Below I have detailed the most frequently asked questions on equity financing. Take a read and if you...
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Why Work with a Real Estate Agent
So you have decided to purchase a property. In this article I am going to discuss why it is best to work...
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Controlling Personal Debt During & After COVID19
COVID19 has had a tremendous effect on the entire world. Not only has it resulted in countless deaths...
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RBC Private Banking in Barbados
RBC Private Banking in Canada offers a comprehensive and individually tailored experience for high...
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First Time Buyer? How to Bag a Bargain Property
1) Search ‘oldest to newest’ rather than the other way around. When searching for a property,...
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COVID 19 in Barbados - Our Decisions
Every time we have a news press conference for Covid it becomes even clearer that we made the wrong decision...
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Major Expenses to Look Out for When Purchasing a Property - Becoming an Informed Purchaser!!!!
Purchasing a property is an expensive venture and will most likely be your greatest expense. It’s important...
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Using Equity to Finance Property Purchases
Have you ever been thinking about investment options and wonder what type brings the highest returns?...
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How to Create More Money
A lot of people are realizing that although their spending habits haven’t changed their salary...
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Top Things Non-Residents Need to Know When Purchasing a Property in Barbados
Welcome to Barbados! You have been visiting the island and have now decided that you would like to purchase...
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Benefits of Purchasing Your Property in an Offshore Company in Barbados
It is common for non-nationals and non-residents seeking to purchase real estate in Barbados to purchase...
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Can Non Residents in Barbados secure a Mortgage?
With the increasing amount of Non-Residents taking up the 12 month Welcome Stamp and also another increasing...
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Can a Non-Resident Open a Bank Account in Barbados?
The simple answer to this question is YES however we need to note the below criteria:- Connection to...
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Equity Financing For Non-Residents in the Caribbean
Are you a Non-Resident in Caribbean who paid cash for your property and may now be looking to see if...
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Ways to Improve your Credit Score
The fact that you have clicked on this article indicates to me that you either (1) may have a bad credit...
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Difference Between a PLOC and an Overdraft Facility
Both of these facilities are used to manage clients’ cash flows. They are both great products to...
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Purchasing Real Estate in the Caribbean
Since Covid, there has been a large increase in the number of persons purchasing properties in the Caribbean....
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Traveling with a Pet to the Caribean
Are you relocating to the Caribbean and need guidance on any of the below:- Traveling with your pet on...
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Foreign Exchange Fee in Barbados
When you exchange Barbados Dollars for foreign currency, the Central Bank of Barbados applies a 2% Foreign...
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Should I Place My Property in a Holding Company
One of the main benefits of buying real estate through a holding company is the protection of personal...
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Top Reasons to Use BVI Structures
Companies incorporated in the BVI are, by most measures, the most popular offshore holding structure...
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Can I open a USD$ Bank account in Barbados?
The simple answer to this question is YES! Yes you can and should open and maintain a USD bank account...
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Is it Possible For Self-Employed People to Secure Banking Financing (For example a Mortgage)?
Being in the financial industry for over twenty years, I have frequently heard many people say that it...
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What Size Mortgage Can I Afford?
This is one of the most frequently asked questions about mortgage finance. Since everyone wants to know...
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Glossary for Banking Industry
Have you ever been dealing with a Bank and during the discussion some terms came up that you were a little...
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What Should I Do If I Cant Make My Loan Payment?
First thing I want you to have mercy on yourself. You would be surprised at the amount of people that...
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Why Should You Incorporate Your Business?
A corporation generally makes it easier for your business to raise capital or apply for a loan by giving...
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How to Open a Business Bank Account?
Now that you have incorporated your business how do you open a Business Bank account? See below some...
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Taxes In Barbados
Corporation Tax For Barbados tax purposes, a company is subject to tax depending on whether the company...
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Barbados' Corporate Income Tax Rates
Please note that this information is at an effective rate and as such please refer to your professional...
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